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Credit Report Changes Are On The Horizon
The three major credit reporting agencies (Experian, Equifax and TransUnion) have agreed to alter the way they determine credit scores by dropping reporting of tax liens and civil judgments if the records do not match three out of four criteria
social security number or birthdate of the account
This decision came as the result of legal action in thirty different states. FICO estimates that 12 million people will see their credit scores increase, however about 11 million of them will only see increases of about twenty points. That can still help nudge some people over the thresholds that lenders look at when determining whether or not someone is eligible for a loan.
Changes are expected to go in to effect this July 1st.
ANA (A New Approach) it is not only my name it is my way of life. I understand the significance of real estate decisions and its impact on people. Therefore, I help clients make informed real estate d....
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You’ve imagined a house with a big backyard. You’ve dreamed of a two-car garage. You may have pictured the house you’d buy one day, but how do you make that dream a reality? With a mortgage!