Credit Report Changes Are On The Horizon

Credit Report Changes Are On The Horizon

The three maImage titlejor credit reporting agencies (Experian, Equifax and TransUnion)  have agreed to alter the way they determine credit scores by dropping reporting of tax liens and civil judgments if the records do not match three out of four criteria 



social security number or birthdate of the account

This decision came as the result of legal action in thirty different states. FICO estimates that 12 million people will see their credit scores increase, however about 11 million of them will only see increases of about twenty points. That can still help nudge some people over the thresholds that lenders look at when determining whether or not someone is eligible for a loan.

Changes are expected to go in to effect this July 1st.

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Dated: March 31st 2017
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