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Increase Your Credit Score Today
Now in order to do this, you must be aware of credit and how it affects you.
What is a credit score? It's pretty much a report card for adults that tell companies your ability to pay bills over a period of time i.e. Credit worthiness.
How can you get your credit score/report? You can get your credit score for free at creditkarma.com. You are able to get a credit report once a year for free as well. Go to annualcreditreport.com.
Whats the range in credit scores/Where do you range? There are a few ranges in credit scores:
500 and below (Very poor)- Most likely you will be denied credit or receive costly interest rates
501-600 (Poor)- You may qualify but, you will pay high interest rates
601-650 (Fair)- You can qualify with common interest rates
651-700 (Good)- You can get competitive interest rates
700 and above (Great)- You'll compete for the lowest interest rates on the market
There are 3 different credit companies, which score will companies go by? Companies will go by your middle score. Here is an example:
Your middle credit score--670 (This is your credit score)
You should know your credit like you know your favorite song. Mines is Micheal Jackson- Lady of my life :)
Here is a video by one of the top real estate mentors in the business about how to build your credit
Til next time,
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