Increase Your Credit Score Today

Dated: 04/28/2016

Views: 774

Now in order to do this, you must be aware of credit and how it affects you.

What is a credit score? It's pretty much a report card for adults that tell companies your ability to pay bills over a period of time i.e. Credit worthiness.

How can you get your credit score/report? You can get your credit score for free at You are able to get a credit report once a year for free as well. Go to

Whats the range in credit scores/Where do you range? There are a few ranges in credit scores:

500 and below (Very poor)- Most likely you will be denied credit or receive costly interest rates

501-600 (Poor)- You may qualify but, you will pay high interest rates

601-650 (Fair)- You can qualify with common interest rates

651-700 (Good)- You can get competitive interest rates

700 and above (Great)- You'll compete for the lowest interest rates on the market

There are 3 different credit companies, which score will companies go by? Companies will go by your middle score. Here is an example:

Transunion- 670

Equifax- 720

Experian- 645

Your middle credit score--670 (This is your credit score)

You should know your credit like you know your favorite song. Mines is Micheal Jackson- Lady of my life :)

Here is a video by one of the top real estate mentors in the business about how to build your credit

Til next time,


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